In this crazy world, there are 9 types of insurance policies that will help you rather than hurt your wallet in the long run. You can never be too sure what life throws at you. To make sure you are covered for any of life’s negative surprises you need to sign up for these 9 insurance policies. Most of them don’t cost much.

Remember, it’s better to be safe than sorry! The insurance policies on the next page will go over what you’ll need and at what age you should consider getting them.

Many people don’t know about these money-saving insurance policies you can get, starting with #9 below:


9. Pet Insurance

Pet insurance is one of the most important aspects of getting a pet in the first place. Cover your loved one from all issues to make sure your costs of pet ownership don’t outweigh the benefits.

When To Get It? : Get It When You Get A Pet

What Age Should I Get It? : Any Age

Pet’s are really cute and add a lot to your life, but can be very expensive later on in life, keeping up with vaccinations, any unexpected issues. Let the insurance company take care of it for you.

Check Out #8 Travel Insurance On The Next Page Below…

8. Travel Insurance

Travel insurance is one of those things, you usually tend to decline, until you have that one bad experience.  Once you have that bad travel experience ( and we all will at some point), you’ll never skip getting travel insurance.

When To Get It? : Get It When You Travel

What Age Should I Get It? : Any Age

Many credit cards that you book your experience with will offer some sort of travel insurance too.  To be safe, go with the one that the booking company offers.  It usually covers the most.  

Find Out About #7 Renters Insurance On Next Page Below…

7. Renters & Homeowners Insurance

A lot of new apartment complexes require you to get this type of insurance.  It is important to protect your belongings in case of any issues that may occur when renting a place.

When To Get It? : Get It When You First Move Out Or Buy Home

What Age Should I Get It? : Age 20’s to 40’s

It’s even more important to ensure your home if you are buying a new place as well.  You want to protect your investment with a policy that will help you sleep at night!   Find Out About #6 Disability Insurance On Next Page Below…


6. Disability Insurance

When you first start working, you instantly become an asset and a value to yourself as well as the people you support. Even if you’re currently not supporting anyone, getting disability insurance when you start working is a policy that protects the salary you are making.

When To Get It? : Get It When You First Start Working

What Age Should I Get It? : Age 20’s

If in any case you get injured or cannot perform your job your disability insurance can pay up to 80% of your salary for life. It’s worth the extra dollars to protect yourself.

Find Out About Number 5 Life Insurance On Next Page Below…  

5. Life Insurance

We’re all afraid of that day when we’ll pass to the next world. Game over, the end. What happens to our loved ones, the ones we are taking care of?

When To Get It? : Get It When You Get Married

What Age Should I Get It? : Age 20’s – 40’s

We need to make sure they are taken care of. Life insurance does just that.  It makes sure your loved ones have enough money to survive after your death. It’s hard to think about, but it’s a little comforting knowing that your loved ones will be ok after you are gone. The policies have different terms and prices depending on how much you’d like to get paid out.

Find Out About #4 Supplemental Insurance On Next Page Below…

4. Supplemental Insurance

If there is every a policy that can cover it all. This is it! Supplemental insurance does just what its name suggests.

When To Get It? : Get It Whenever You Want Extra Coverage

What Age Should I Get It? : Any Age

It covers you in cases where your other insurance policies don’t cover you enough. It’s really a good consideration if you’re other policies have loopholes in them, or you feel the need to be protected with an extra layer just in case.

Find Out About #3 Long Term Car Insurance On Next Page Below…  


3. Long Term Care Insurance For Elderly

Once you turn a ripe old age, things start to break down. Long-term care insurance will help with the costs associated with old age and taking care of the elderly.

When To Get It? : Get It When You Or Loved One Are Older

What Age Should I Get It? : Age 50’s – 70’s

Get it for yourself or a loved one to ensure you don’t run into a situation where you can’t take care of yourself or the one you love after their body stops working.  

Find Out About #2 Car Insurance On Next Page Below…

2. Car or Automobile Insurance

This one is self-explanatory. If you’re buying or leasing a car this is a must! Protect yourself, protect your car, your investment everything!

When To Get It? : Get It When You Get A Car

What Age Should I Get It? : Any Age

Get collision insurance for an extra layer on top of regular liability. Make sure to check with your country or state to make sure you get the insurance that meets the requirements. This is one of the most important types of insurance anyone will buy.

Find Out About The #1 Health Insurance On Next Page Below…  

1. Health Insurance

If it’s affordable get it!  Healthcare is expensive. One MRI can cost thousands if not tens of thousands of dollars! Don’t ever be cheap with your health.

When To Get It? : Get It As Soon As Possible

What Age Should I Get It? : Any Age

Health insurance is one of those things, even if you don’t use it.  To know that you have it will help you live a better life. That doesn’t mean you should stop taking care of yourself, you should just feel that you have a guardian angel protecting you in case of any catastrophic events.